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    <title>3BUREAUCREDITREPAIR.COM</title>
    <link>http://3bureaucreditrepair.com</link>
    <description>Learn how to get a fresh start</description>
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<item>
	<title>Government Tax Foreclosures and Benefits of Tax Liens</title>
	<link>http://3bureaucreditrepair.com/623703-Government-Tax-Foreclosures-and-Benefits-of-Tax-Liens.html</link>
	<pubDate>Fri, 30 Jul 2010 16:07:46 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
                      A sale of tax liens is conducted by an agency of the government for defaulted taxes on real estate properties. It is one of the methods of collecting delinquent taxes, while the other is tax deed sales. These are measures of government tax foreclosures.At Tax sales, a property can be bought for a small percentage of its market value. The other alternative is that you can collect a high interest rate of - when the lien is paid off. Either way, tax sales offer highly profitable inves...	</description>
	<content:encoded><![CDATA[              A sale of tax liens is conducted by an agency of the government for defaulted taxes on real estate properties. It is one of the methods of collecting delinquent taxes, while the other is tax deed sales. These are measures of government tax foreclosures.At Tax sales, a property can be bought for a small percentage of its market value. The other alternative is that you can collect a high interest rate of - when the lien is paid off. Either way, tax sales offer highly profitable investments.In order to compensate for income lost from delinquent tax payers, the county governments organize tax sales in the form of public auctions. In fact, when you are purchasing a deed or a lien at a tax sale, you are paying up the taxes on the part of the defaulted homeowner.As a return, you get the principal paid for the lien and also any interest that has accumulated after the defaulting tax payer becomes current on his taxes. Plus, an added benefit is that if late taxes ...]]></content:encoded>
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<item>
	<title>Increase Your Business Growth and Cash Flow Through Equipment</title>
	<link>http://3bureaucreditrepair.com/858848-Increase-Your-Business-Growth-and-Cash-Flow-Through-Equipment.html</link>
	<pubDate>Thu, 29 Jul 2010 21:10:02 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        If it can be manufactured, it can be leased. For the pastdecade or so, this statement has become more and more true tofact. From computer software to commercial aircraft, equipmentleases are utilized day in and day out in a constantly changingand highly aggressive business environment worldwide. To gain orto keep the edge over their competitors, companies of every typeand size are constantly looking for creative ways to conserveworking capital while expanding operations. Many have turned toleasi...	</description>
	<content:encoded><![CDATA[&quot;If it can be manufactured, it can be leased.&quot; For the pastdecade or so, this statement has become more and more true tofact. From computer software to commercial aircraft, equipmentleases are utilized day in and day out in a constantly changingand highly aggressive business environment worldwide. To gain orto keep the edge over their competitors, companies of every typeand size are constantly looking for creative ways to conserveworking capital while expanding operations. Many have turned toleasing their equipment to help in the effort. For this reason,the leasing industry is being defined as a major player inequipment financing today.So, why should you join these businesses in choosing to lease?Well, one key factor is that the commencement of a lease can bedone with very little out of pocket expense. Two advancedpayments or an equal security deposit is usually all that'srequired. Couple this with the fact that for many leases,particularly those under ,, a simple...]]></content:encoded>
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<item>
	<title>TransUnion Personal Credit Report Phone and Related Information</title>
	<link>http://3bureaucreditrepair.com/280712-TransUnion-Personal-Credit-Report-Phone-and-Related-Information.html</link>
	<pubDate>Wed, 28 Jul 2010 17:49:04 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
                      With credit card agencies fluffing up their marketing strategies to encourage sign up and identity thieves stealing those same offers out of trash bins it's a wonder anyone has any credit anymore.We all know who the credit reporting agencies are, but seldom take the chance to contact them until it's too late.TransUnion is one of the three most notable credit reporting agencies in the country.Aurora Lillo Editor of the Get MY Credit Report website -- http:www.GetMyCreditReport.biz -...	</description>
	<content:encoded><![CDATA[              With credit card agencies fluffing up their marketing strategies to encourage sign up and identity thieves stealing those same offers out of trash bins it's a wonder anyone has any credit anymore.We all know who the credit reporting agencies are, but seldom take the chance to contact them until it's too late.TransUnion is one of the three most notable credit reporting agencies in the country.Aurora Lillo Editor of the &quot;Get MY Credit Report&quot; website -- &lt;a rel&quot;nofollow&quot;  href&quot;http:www.getmycreditreport.biz&quot;&gt;http:www.GetMyCreditReport.biz&lt;a&gt; -- pointed out; &quot;...For more than  years they have dedicated themselves to helping consumers across five continents to collect and review the information necessary to build a strong financial foundation...&quot;However, there is only so much the agency can do on its own. It's up to the individual to obtain a copy of their credit report at least once a year to check for inaccuracies. This ensures that the information that ha...]]></content:encoded>
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<item>
	<title>Your Credit Report and Insurance, Part 2</title>
	<link>http://3bureaucreditrepair.com/698580-Your-Credit-Report-and-Insurance-Part-2.html</link>
	<pubDate>Tue, 27 Jul 2010 17:33:00 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
                      If I don't know my score, and my score varies from company to company and day to day, how will I know if my credit is affecting my insurance purchases?The FCRA requires an insurance company to tell you if they have taken an adverse action against you, in whole or in part, because of your credit report information. If your company tells you that you have been adversely affected, they must also tell you the name of the national credit bureau that supplied the information so that you ...	</description>
	<content:encoded><![CDATA[              If I don't know my score, and my score varies from company to company and day to day, how will I know if my credit is affecting my insurance purchases?The FCRA requires an insurance company to tell you if they have taken an &quot;adverse action&quot; against you, in whole or in part, because of your credit report information. If your company tells you that you have been adversely affected, they must also tell you the name of the national credit bureau that supplied the information so that you can get a free copy of your credit report. FCRA defines &quot;adverse action&quot; to include &quot;...a denial or cancellation of, an increase in any charge of, or a reduction or other adverse or unfavorable change in terms or coverage or amount of, any insurance existing or applied for, in connection with the underwriting of insurance...&quot;Examples of an &quot;adverse action&quot; include: - giving the consumer a limited coverage form  - not giving the consumer the best rate  - not giving the consumer a discount, or ...]]></content:encoded>
	<guid isPermaLink="false">http://3bureaucreditrepair.com/698580-Your-Credit-Report-and-Insurance-Part-2.html</guid>
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<item>
	<title>Your Credit Rating and How to Check It</title>
	<link>http://3bureaucreditrepair.com/893403-Your-Credit-Rating-and-How-to-Check-It.html</link>
	<pubDate>Mon, 26 Jul 2010 20:10:23 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         There is a lot of confusion surrounding UK credit ratings,credit scores, credit blacklists, credit reports, and creditfiles. This guide to your credit rating aims to give you thefacts you need. What's in a Credit FileThere are two major credit reference agencies in the UK, Equifaxand Experian, who maintain credit files on virtually every adultin the country. Almost all companies that give you credit terms will supplyinformation to one or both of these two credit agencies. Therefore, your credit...	</description>
	<content:encoded><![CDATA[ There is a lot of confusion surrounding UK credit ratings,credit scores, credit blacklists, credit reports, and creditfiles. This guide to your credit rating aims to give you thefacts you need. What's in a Credit FileThere are two major credit reference agencies in the UK, Equifaxand Experian, who maintain credit files on virtually every adultin the country. Almost all companies that give you credit terms will supplyinformation to one or both of these two credit agencies. Therefore, your credit file is likely to contain information onall your existing credit and loan arrangements, such as personalloans, mortgages, credit and store cards, bank accounts, etc. Inaddition, your credit record will contain information on anylate or missed payments and the amount of the original debtstill outstanding. The credit reference agency files also contain electoral rollinformation for your address and court records relating to you.It is this information which allows prospective len...]]></content:encoded>
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<item>
	<title>et Your Credit Score To Soar In The Twinkling of An Eye.</title>
	<link>http://3bureaucreditrepair.com/929825-et-Your-Credit-Score-To-Soar-In-The-Twinkling-of-An-Eye.html</link>
	<pubDate>Sun, 25 Jul 2010 18:39:36 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Ever wonder how a creditor decides whether to grant you credit?For years, creditors have been using credit scoring systems todetermine if you'd be a good risk for credit cards and autoloans. More recently, credit scoring has been used to helpcreditors evaluate your ability to repay home mortgage loans.Here's how credit scoring works in helping decide who getscredit -- and why. What is credit scoring? Credit scoring is asystem creditors use to help determine whether to give youcredit. Information...	</description>
	<content:encoded><![CDATA[Ever wonder how a creditor decides whether to grant you credit?For years, creditors have been using credit scoring systems todetermine if you'd be a good risk for credit cards and autoloans. More recently, credit scoring has been used to helpcreditors evaluate your ability to repay home mortgage loans.Here's how credit scoring works in helping decide who getscredit -- and why. What is credit scoring? Credit scoring is asystem creditors use to help determine whether to give youcredit. Information about you and your credit experiences, suchas your bill-paying history, the number and type of accounts youhave, late payments, collection actions, outstanding debt, andthe age of your accounts, is collected from your creditapplication and your credit report. Using a statistical program,creditors compare this information to the credit performance ofconsumers with similar profiles. A credit scoring system awardspoints for each factor that helps predict who is most likely torepay ...]]></content:encoded>
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<item>
	<title>Structured Settlement Payments - The Who and The What</title>
	<link>http://3bureaucreditrepair.com/304743-Structured-Settlement-Payments-The-Who-and-The-What.html</link>
	<pubDate>Sat, 24 Jul 2010 20:18:50 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         alignleftA structured settlement is a series of paymentsmade over a period of time. People usually get them as a resultof a lawsuit. For various reasons, people who receive thesepayments, sometimes wish to cash them out and get a lump sumpayment. There are a number of companies around who are willingto do this. You may have even seen these offerson TV. Apparently, this situation is more prevalent than onemight think. It's also profitable for the companies who offerthis service. Since both parti...	</description>
	<content:encoded><![CDATA[ align&quot;left&quot;&gt;A structured settlement is a series of paymentsmade over a period of time. People usually get them as a resultof a lawsuit. For various reasons, people who receive thesepayments, sometimes wish to cash them out and get a lump sumpayment. There are a number of companies around who are willingto do this. You may have even seen these offerson TV. Apparently, this situation is more prevalent than onemight think. It's also profitable for the companies who offerthis service. Since both parties get what they want, it's a winwin situation, if it's fair deal.To becomfortable that you are getting a decent payout, you should dosome research. Look around at all the various offers and termsto find the one that appeals to you. I suggest that you searchthe net to do this. Find a company that feels comfortable toyou. Maybe you want to deal with a middleman. However, you'llmost likely wan tot go to a company that funds your payout withtheir own money.I'll present some ...]]></content:encoded>
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<item>
	<title>Remove Judgments - Where to Get Professional Help to Eliminate Bad Credit Report Judgments</title>
	<link>http://3bureaucreditrepair.com/846907-Remove-Judgments-Where-to-Get-Professional-Help-to-Eliminate-Bad-Credit-Report-Judgments.html</link>
	<pubDate>Fri, 23 Jul 2010 19:48:13 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
                      Many persons get very tense when they are told that it is possible to remove judgments from the credit report. They simply presume that there must be some illegal method involved because a judgment is issued by a court of law. People prefer to play it safe and prefer having a judgment on their credit report even if it means that they will not get access to affordable loans for very long time.If you want to deal with the right professional who can legally remove judgments from your ...	</description>
	<content:encoded><![CDATA[              Many persons get very tense when they are told that it is possible to remove judgments from the credit report. They simply presume that there must be some illegal method involved because a judgment is issued by a court of law. People prefer to play it safe and prefer having a judgment on their credit report even if it means that they will not get access to affordable loans for very long time.If you want to deal with the right professional who can legally remove judgments from your credit report, it is imperative to identify the right characteristics as early as possible.For starters, any and every expert who promises to remove judgments will never make tall claims relating to credit repair. Experts often point out that it is easy to talk about credit repair but very difficult implement it. In such a scenario, to make tall promises to lure your clients is not a professional way of working. On the other hand, a professional will point out the various hazards and difficul...]]></content:encoded>
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<item>
	<title>Ways to Getting an Auto Loan for First-Time Borrowers</title>
	<link>http://3bureaucreditrepair.com/602338-Ways-to-Getting-an-Auto-Loan-for-First-Time-Borrowers.html</link>
	<pubDate>Fri, 23 Jul 2010 11:01:22 -0500</pubDate>
	<category><![CDATA[Automotive]]></category>
	<description>
        Free-Press-Release Charlotte, NC July , :Whilst you can find several loan providers on the web and in physical stores, it isn't as hard to obtain an auto loan as it formerly was. Whether you do not yet have established credit or one have a good or a bad credit history, you have many options to choose from.What are the requirements for obtaining a loan? Generally, banks or lenders would want to look through your credit history and see if its tainted or not. However, the difficulty comes when one ...	</description>
	<content:encoded><![CDATA[Free-Press-Release Charlotte, NC July , :Whilst you can find several loan providers on the web and in physical stores, it isn't as hard to obtain an &lt;a href&quot;http:www.nationwideautolending.com&quot;&gt;auto loan&lt;a&gt; as it formerly was. Whether you do not yet have established credit or one have a good or a bad credit history, you have many options to choose from.What are the requirements for obtaining a loan? Generally, banks or lenders would want to look through your credit history and see if its tainted or not. However, the difficulty comes when one tries to apply for a new &lt;a href&quot;http:www.nationwideautolending.comauto-financing.php&quot;&gt;auto loan&lt;a&gt; without having previously established a credit history. A good way to help establish your credit is to apply a credit line from the bank or get a credit card from a department store. When you've got this already, request a no cost credit report to allow you to learn what your credit score is. You can figure out what your approximate...]]></content:encoded>
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<item>
	<title>Equifax Personal Credit Report-Phone and Address Information</title>
	<link>http://3bureaucreditrepair.com/678020-Equifax-Personal-Credit-Report-Phone-and-Address-Information.html</link>
	<pubDate>Thu, 22 Jul 2010 23:05:53 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
                      There are plenty of places that you can receive a detailed credit report.Equifax is one of the three credit bureau agencies. Everyone is entitled to one free finance report each year. There are a couple of things the report will show including; credit scores, opened and defaulted accounts, phone and address information and much more.Aurora Lillo Editor of the Get MY Credit Report website -- http:www.GetMyCreditReport.biz -- pointed out; ...Many people seek an up-to-date credit repo...	</description>
	<content:encoded><![CDATA[              There are plenty of places that you can receive a detailed credit report.Equifax is one of the three credit bureau agencies. Everyone is entitled to one free finance report each year. There are a couple of things the report will show including; credit scores, opened and defaulted accounts, phone and address information and much more.Aurora Lillo Editor of the &quot;Get MY Credit Report&quot; website -- &lt;a rel&quot;nofollow&quot;  href&quot;http:www.getmycreditreport.biz&quot;&gt;http:www.GetMyCreditReport.biz&lt;a&gt; -- pointed out; &quot;...Many people seek an up-to-date credit report to make sure their identity has not been stolen. With the increase of identity fraud, account agencies are now offering people the chance to protect themselves. Some of their account services include annual credit report requests, fraud alerts, freezes and dispute options...&quot;How To Request a Free Annual Report From EquifaxTo get an up-to-date report from Equifax, go the agency's main website. Next, you will be asked...]]></content:encoded>
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<item>
	<title>Here's How Factoring is Better than a Loan or Line of Credit</title>
	<link>http://3bureaucreditrepair.com/329077-Here-s-How-Factoring-is-Better-than-a-Loan-or-Line-of-Credit.html</link>
	<pubDate>Wed, 21 Jul 2010 22:59:52 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        When business owners realize they have a cash flow problem andstart looking for ways to solve it, the first thing they usuallydo is call their banker or the SBA. The second thing they do is discover all the financial andcredit information they will have to provide and how many weeksor months it will take to find out if they are approved. Bankers decide what a business qualifies for by the value of theassets they own and can use as collateral. Many businesses don'thave many assets, therefore the ...	</description>
	<content:encoded><![CDATA[When business owners realize they have a cash flow problem andstart looking for ways to solve it, the first thing they usuallydo is call their banker or the SBA. The second thing they do is discover all the financial andcredit information they will have to provide and how many weeksor months it will take to find out if they are approved. Bankers decide what a business qualifies for by the value of theassets they own and can use as collateral. Many businesses don'thave many assets, therefore the loan or line of credit theyqualify for is not what they need. Even a business with manyassets often can not borrow as much as they need to keepeverything running smoothly on a continual basis.Funds available through factoring are actually unlimited, in thesense that they are based on how much business you do and howmuch you can do in the future. The assets you use as collateralare the accounts receivable you generate for goods or servicesyou have already delivered. That means the...]]></content:encoded>
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<item>
	<title>Know some benefits of bankruptcy</title>
	<link>http://3bureaucreditrepair.com/706717-Know-some-benefits-of-bankruptcy.html</link>
	<pubDate>Tue, 20 Jul 2010 05:41:53 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Bankruptcy is a state of a person or a firm unable to pay offthe debts. In legal terms, bankruptcy refers to the settlementof liabilities of a personorganization, fully or in parts, whoare in a state of not able to meet the incurred financialobligations. The purpose of such a settlement is to uniformlydistribute the bankrupt's assets equitably among the creditors,and, to relieve the debtor from further liability in mostcases. In the US, bankruptcy is governed by a federal lawadopted in  and amen...	</description>
	<content:encoded><![CDATA[Bankruptcy is a state of a person or a firm unable to pay offthe debts. In legal terms, bankruptcy refers to the settlementof liabilities of a personorganization, fully or in parts, whoare in a state of not able to meet the incurred financialobligations. The purpose of such a settlement is to uniformlydistribute the bankrupt's assets equitably among the creditors,and, to relieve the debtor from further liability in mostcases. In the US, bankruptcy is governed by a federal lawadopted in  and amended many times, as by the BankruptcyReform Act of  and recently in the spring of . The two purposes of bankruptcy are - To give creditors a fair share of the money that one canafford to pay back. - To give the debtor, a fresh start bydischarging hisher debts. But bankruptcy, as one expects, has its drawbacks. But there aresome limited advantages as well. Bankruptcy is more broad a termthan finally putting an end to harassing debt collectors andcreditors. Let us s...]]></content:encoded>
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<item>
	<title>Credit Bureaus Phone Numbers - Experian, TransUnion, and Equifax</title>
	<link>http://3bureaucreditrepair.com/465407-Credit-Bureaus-Phone-Numbers-Experian-TransUnion-and-Equifax.html</link>
	<pubDate>Sun, 18 Jul 2010 19:43:44 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
                      Most of your needs with a credit bureau can be done over the internet with their websites.However, if a problem arises with your report or certain information is not accepted by the site, you will need to make a phone call. It is a good idea to be able to find the phone numbers of each bureau quickly if you need them in order to get the matter settled as fast as possible.Aurora Lillo Editor of the Best Credit Reporting Services website -- http:www.BestCreditReportServices.com -- po...	</description>
	<content:encoded><![CDATA[              Most of your needs with a credit bureau can be done over the internet with their websites.However, if a problem arises with your report or certain information is not accepted by the site, you will need to make a phone call. It is a good idea to be able to find the phone numbers of each bureau quickly if you need them in order to get the matter settled as fast as possible.Aurora Lillo Editor of the &quot;Best Credit Reporting Services&quot; website -- &lt;a rel&quot;nofollow&quot;  href&quot;http:www.bestcreditreportservices.com&quot;&gt;http:www.BestCreditReportServices.com&lt;a&gt; -- pointed out; Transunion ---&quot;...TransUnion is one of the big three credit bureaus that allow for one free report every year. TransUnion was a pioneer in the field, although they were not the first established. TransUnion had the first online database and lead the way for online credit reporting. Now, most reporting is done online. TransUnion has had some troubles though, particularly with a high number of ...]]></content:encoded>
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<item>
	<title>Credit Repair - How to Eliminate Charge Offs and Boost Your FICO Score</title>
	<link>http://3bureaucreditrepair.com/990289-Credit-Repair-How-to-Eliminate-Charge-Offs-and-Boost-Your-FICO-Score.html</link>
	<pubDate>Wed, 14 Jul 2010 22:24:25 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
                      Circumstances faced by many have led to the need for credit repair. A great many of us have been irresponsible toward our debt payments; especially credit card debt. All debts are governed by a billing cycle according to which the bills are generated and sent to the customer to make a payment. The customers, according to their paying capacity, tend to go ahead and make the payment to the credit giving company. There are many who cannot afford the payment and they do not make any pa...	</description>
	<content:encoded><![CDATA[              Circumstances faced by many have led to the need for credit repair. A great many of us have been irresponsible toward our debt payments; especially credit card debt. All debts are governed by a billing cycle according to which the bills are generated and sent to the customer to make a payment. The customers, according to their paying capacity, tend to go ahead and make the payment to the credit giving company. There are many who cannot afford the payment and they do not make any payment at all. The company tends to charge them with late fee and penalty interest charges and send them a bill again next month. This process goes on for a period of  months in which the company charges a loss to their books of accounts and the account moves into recovery.Usually the companies at this point of time tend to sell off their debt to a collection agency which calls up the customer for payments. This has a negative impact on the credit score of the customer. The customer is asked t...]]></content:encoded>
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<item>
	<title>Short Term Investing For These Times Real Estate Tax Liens</title>
	<link>http://3bureaucreditrepair.com/265190-Short-Term-Investing-For-These-Times-Real-Estate-Tax-Liens.html</link>
	<pubDate>Tue, 06 Jul 2010 16:23:36 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
                      Making and preserving capital is important in the best of times, and even more so in the tough economic times we live in today. And you have many options where you can invest your available funds. The stock market, bank CDs, mutual funds, money market accounts, the mattress. But what to choose, and how to diversify your available capital?Some are fairly risky but with high potential returns the stock market, junk bonds, some low risk but with low returns money market accounts. Or n...	</description>
	<content:encoded><![CDATA[              Making and preserving capital is important in the best of times, and even more so in the tough economic times we live in today. And you have many options where you can invest your available funds. The stock market, bank CDs, mutual funds, money market accounts, the mattress. But what to choose, and how to diversify your available capital?Some are fairly risky but with high potential returns the stock market, junk bonds, some low risk but with low returns money market accounts. Or no returns the mattress.Another potential avenue for investment real estate tax liens. You may already know that tax liens and tax lien certificates are applied to local properties by city or county tax authorities to collect property taxes. You may also know that the taxing authority may foreclose on a property to pay off the tax owed.Did you also know that you, as an individual, can purchase tax liens on local properties? They can be bought by auction at the county court house or ev...]]></content:encoded>
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<item>
	<title>Removing Judgments - How to Knock Off Bad Judgments from a Credit Report</title>
	<link>http://3bureaucreditrepair.com/607573-Removing-Judgments-How-to-Knock-Off-Bad-Judgments-from-a-Credit-Report.html</link>
	<pubDate>Tue, 29 Jun 2010 10:10:47 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
                      Knock off bad judgments from your credit report to get back the status of high credit score as soon as possible. People are suffering now, who think that the credit score do not matters. Swapping credit card takes seconds but paying back takes years and not sure that if will be eliminated or will leave bad decisions on your credit history. This is a matter of credit score which is very important for your financial future. There is nothing better than this time to keep your credit s...	</description>
	<content:encoded><![CDATA[              Knock off bad judgments from your credit report to get back the status of high credit score as soon as possible. People are suffering now, who think that the credit score do not matters. Swapping credit card takes seconds but paying back takes years and not sure that if will be eliminated or will leave bad decisions on your credit history. This is a matter of credit score which is very important for your financial future. There is nothing better than this time to keep your credit score high and remove bad decisions from your credit score.The affect of bad judgment if unpaid reflects on your credit report for more than  years and if paid, then for  years. That means you cannot take any loan for more than  years. How would you bear this restriction? How can you even think of no financial support for many years from any financial institution?In the previous year's some people used unsecured loans and finally stopped paying back against their loans. Many people selecte...]]></content:encoded>
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	<title>How to Credit Repair - Collections, Duplicates, Charge Offs</title>
	<link>http://3bureaucreditrepair.com/404112-How-to-Credit-Repair-Collections-Duplicates-Charge-Offs.html</link>
	<pubDate>Wed, 23 Jun 2010 09:03:01 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
                      This is a quick article on how to credit repair the most common problems on credit reports. I have been working on my own credit for a year now and have seen much improvement from where it was. If you want to gradually repair your credit, you can do it. Without the high cost of a company doing it for you! Spending a little time to understand credit will go a long way for you.How to credit repair a collection or a charge off has changed because what credit repair used to rely on, de...	</description>
	<content:encoded><![CDATA[              This is a quick article on how to credit repair the most common problems on credit reports. I have been working on my own credit for a year now and have seen much improvement from where it was. If you want to gradually repair your credit, you can do it. Without the high cost of a company doing it for you! Spending a little time to understand credit will go a long way for you.How to credit repair a collection or a charge off has changed because what credit repair used to rely on, delays aren't such a problem any more. Before, under any dispute for any reason, if a creditor took longer than  days to respond to an inquiry from a bureau, it had to be removed. Now this doesn't work as well. Information can be easily stored, accessed and provided to the bureau. You have to understand the laws on your side to better approach the situation. Being smart about it will take you in a much different route.What you want to do now is not rely on the delay but on the probability tha...]]></content:encoded>
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	<title>11 Deadly Mistakes When Applying for a Mortgage</title>
	<link>http://3bureaucreditrepair.com/297493-11-Deadly-Mistakes-When-Applying-for-a-Mortgage.html</link>
	<pubDate>Fri, 18 Jun 2010 18:01:04 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
         Deadly Mistakes When Applying for a Mortgage--------------------------------------------------------------------------------...avoid disappointment and SAVE thousands by taking a fewminutes to acquaint yourself with these potential mistakes..--------------------------------------------------------------------------------Not Knowing How Much Money You Can Put Down Its important toknow how much you can afford to pay in down payment and closingcosts when you apply for your mortgage. The more you p...	</description>
	<content:encoded><![CDATA[ Deadly Mistakes When Applying for a Mortgage--------------------------------------------------------------------------------&quot;...avoid disappointment and SAVE thousands by taking a fewminutes to acquaint yourself with these potential mistakes..&quot;--------------------------------------------------------------------------------Not Knowing How Much Money You Can Put Down It's important toknow how much you can afford to pay in down payment and closingcosts when you apply for your mortgage. The more you put downthe better rates and terms you're likely to get. At the sametime you also need to stay within your means and comfort level.Working With A Mortgage Broker Who Has A Poor Performance RecordIndustry insiders know that the most common reason that a salefails to go through is that the mortgage fails to go through.Ask your mortgage broker about herhis performance guarantee. Not Understanding The Process Most of us don't shop for amortgage very often. As a result it isn't ...]]></content:encoded>
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	<title>Is Google in Trouble &amp; Facing Bankruptcy?</title>
	<link>http://3bureaucreditrepair.com/880741-Is-Google-in-Trouble-Facing-Bankruptcy.html</link>
	<pubDate>Mon, 14 Jun 2010 13:56:15 -0500</pubDate>
	<category><![CDATA[Advertising]]></category>
	<description>
        NEW YORK - Wednesday. Rumors are now running amok that the nd most powerful website on the entire Worldwide-Web may file BANKRUPTCY, with the deadline set for this December; being the date of both discharge and dissolution in a Federal Court of Law. This would come as a SHOCK to investors and Googlers alike who both profit and benefit from the use of the World's largest and most powerful search engine which receives far in excess of  MILLION unique daily visitors and well over  million individua...	</description>
	<content:encoded><![CDATA[NEW YORK - Wednesday. Rumors are now running amok that the nd most powerful website on the entire Worldwide-Web may file BANKRUPTCY, with the deadline set for this December; being the date of both discharge and dissolution in a Federal Court of Law. This would come as a SHOCK to investors and &quot;Googlers&quot; alike who both profit and benefit from the use of the World's largest and most powerful search engine which receives far in excess of  MILLION unique daily visitors and well over  million individual searches daily - making it perhaps the single most valuable public data resource as an &quot;information bank&quot; online the world over. But is the rumor true or false? The origin of the rumor occurred when some savvy Internet marketers began making statements that they had heard &quot;insiders' talk&quot; that the company now publicly traded since April , , just over  years ago may face financial disaster with the release of a &quot;new system&quot; that would allow advertisers to get their otherw...]]></content:encoded>
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	<title>Loan modification is better than filing for bankruptcy</title>
	<link>http://3bureaucreditrepair.com/198132-Loan-modification-is-better-than-filing-for-bankruptcy.html</link>
	<pubDate>Mon, 14 Jun 2010 13:55:53 -0500</pubDate>
	<category><![CDATA[Advertising]]></category>
	<description>
        Many people are in desperate need of help from their lenders in the form of a loan modification. The financial difficulties being faced by these homeowners are causing people to struggle or fail to make their mortgage payments.With so many homeowners facing foreclosure or bankruptcy, borrowers are looking to their lender to help them modify their loan agreements. They are hopeful about getting some relief in the interest they are paying by having their interest rate, their principle or their mon...	</description>
	<content:encoded><![CDATA[Many people are in desperate need of help from their lenders in the form of a loan modification. The financial difficulties being faced by these homeowners are causing people to struggle or fail to make their mortgage payments.With so many homeowners facing foreclosure or bankruptcy, borrowers are looking to their lender to help them modify their loan agreements. They are hopeful about getting some relief in the interest they are paying by having their interest rate, their principle or their monthly payments reduced.Bankruptcy is a legal recourse a borrower takes when he can no longer pay his bills. Foreclosure is not always avoided when a homeowner files for bankruptcy, nor does the homeowner need to live in their home until the loan is paid off. It is much better to choose a loan modification whenever this option is available as opposed to choosing bankruptcy.There are many reasons a loan modification is better than filing for bankruptcy:As soon as your file for bankruptcy, you are p...]]></content:encoded>
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	<title>Do You Know How Important Your Credit Score Is? Key Points</title>
	<link>http://3bureaucreditrepair.com/772363-Do-You-Know-How-Important-Your-Credit-Score-Is-Key-Points.html</link>
	<pubDate>Mon, 14 Jun 2010 13:55:39 -0500</pubDate>
	<category><![CDATA[Advertising]]></category>
	<description>
        Do You Know How Important Your Credit Score Is? Here Are a Few Key Points to Remember Here are some important ways to protect your credit that you do not want to miss or ignore. Financial success in the economy we live in today depends on your financial education. There is a world of information available to you and educating yourself about finances is probably something you did not get in school. Take the time to learn what you need to know. Mortgage payments are probably one of the worst forms...	</description>
	<content:encoded><![CDATA[Do You Know How Important Your Credit Score Is? Here Are a Few Key Points to Remember Here are some important ways to protect your credit that you do not want to miss or ignore. Financial success in the economy we live in today depends on your financial education. There is a world of information available to you and educating yourself about finances is probably something you did not get in school. Take the time to learn what you need to know. Mortgage payments are probably one of the worst forms of credit to be late on. Making your mortgage payment late can really damage your credit rating. It is imperative that you keep your mortgage payments current at all times. This is becoming even more important in the economic times that we are living in now. Just being approved for a mortgage in today's market is a serious under taking. The fear of collapse that the banks have experienced in the last two years has had an effect on who, they are willing to lend money to. A large factor in this d...]]></content:encoded>
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	<title>Christian Debt Relief: What are Your Options?</title>
	<link>http://3bureaucreditrepair.com/270786-Christian-Debt-Relief-What-are-Your-Options.html</link>
	<pubDate>Mon, 14 Jun 2010 13:55:25 -0500</pubDate>
	<category><![CDATA[Advertising]]></category>
	<description>
                    Unfortunately, with the downturn in the U.S. economy, credit card debt problems have become one of the biggest challenges facing Christians and their families as they strive to have a healthy financial future. Credit card debt is crippling not just Christians, but all Americans, regardless of faith or race or gender. The good news is that there are Christian debt relief solutions available that can help resolve this credit card debt predicament. Christian credit card settlement and C...	</description>
	<content:encoded><![CDATA[            Unfortunately, with the downturn in the U.S. economy, credit card debt problems have become one of the biggest challenges facing Christians and their families as they strive to have a healthy financial future. Credit card debt is crippling not just Christians, but all Americans, regardless of faith or race or gender. The good news is that there are Christian debt relief solutions available that can help resolve this credit card debt predicament. Christian credit card settlement and Christian consumer credit counseling may be viable options that allow Christians to avoid filing bankruptcy yet still give the hope of a debt free future. There are three primary methods of resolving credit card debt and other unsecured debt problems. The most important step is to get started and begin your research of the different solutions. A debt free future is within your grasp, if you make a plan, and commit yourself to improving your financial situation.   &amp;lt;b&amp;gt;&amp;lt;u&amp;gt;Debt Consolida...]]></content:encoded>
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	<title>Is Debt Settlement the Right Debt Remedy for You?</title>
	<link>http://3bureaucreditrepair.com/389444-Is-Debt-Settlement-the-Right-Debt-Remedy-for-You.html</link>
	<pubDate>Mon, 14 Jun 2010 13:55:25 -0500</pubDate>
	<category><![CDATA[Advertising]]></category>
	<description>
                   With the recent recession in the U.S. economy American families are often finding themselves in challenging, if not dire financial straits. Financial obligations like home and vehicle payments inarguably must take precedence over unsecured debts like credit cards, and gas cards and even student loan payments. It is a vicious cycle as missed or delinquent payments to unsecured creditors only lead to harassing collection calls, ridiculously high interest rates being assessed on outstand...	</description>
	<content:encoded><![CDATA[           With the recent recession in the U.S. economy American families are often finding themselves in challenging, if not dire financial straits. Financial obligations like home and vehicle payments inarguably must take precedence over unsecured debts like credit cards, and gas cards and even student loan payments. It is a vicious cycle as missed or delinquent payments to unsecured creditors only lead to harassing collection calls, ridiculously high interest rates being assessed on outstanding balances, and over the limit and late payment fees. The financial pressure mounts and it seems as if 'living debt free' is a dream that will never be realized by the average, hard working American family.If you find yourself in this financial dilemma of deciding who to pay, if you can even make the minimum monthly payments, and then how to make ends meet 'for the week' in your household budget, perhaps it is time to explore a debt remedy solution that can improve your future financial outlo...]]></content:encoded>
	<guid isPermaLink="false">http://3bureaucreditrepair.com/389444-Is-Debt-Settlement-the-Right-Debt-Remedy-for-You.html</guid>
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	<title>AAA credit in 30 days--method</title>
	<link>http://3bureaucreditrepair.com/803568-AAA-credit-in-30-days-method.html</link>
	<pubDate>Mon, 14 Jun 2010 13:55:06 -0500</pubDate>
	<category><![CDATA[Advertising]]></category>
	<description>
        Just want to help spread the info: To work this plan you need at least  to begin. You shouldborrow this from your friends if necessary. Then go to the bankof your choice and deposit the  into a regular passbooksavings account. It will take a few days for the account to beposted and return to the bank to ask for a  loan- you offerthe passbook as collateral. Since the bank is already holdingyour , there is no way it can lose by lending you another and they won't even make a credit check. Then with...	</description>
	<content:encoded><![CDATA[Just want to help spread the info: To work this plan you need at least  to begin. You shouldborrow this from your friends if necessary. Then go to the bankof your choice and deposit the  into a regular passbooksavings account. It will take a few days for the account to beposted and return to the bank to ask for a  loan- you offerthe passbook as collateral. Since the bank is already holdingyour , there is no way it can lose by lending you another and they won't even make a credit check. Then with yourborrowed , you go to another bank, open up an savingsaccount, return a few days later, borrow  from that bankusing your passbook account as collateral. Then repeat theprocess at a third bank with your borrowed  from the bankusing your passbook account as collateral. Wait a few days andgo to a fourth bank where you open this time a CHECKING account.Wait a few days and make a payment on each of the other threeloans. A week later, make payments ag...]]></content:encoded>
	<guid isPermaLink="false">http://3bureaucreditrepair.com/803568-AAA-credit-in-30-days-method.html</guid>
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<item>
	<title>Credit Cards, Merchant Accounts, and Your Bottomline</title>
	<link>http://3bureaucreditrepair.com/558317-Credit-Cards-Merchant-Accounts-and-Your-Bottomline.html</link>
	<pubDate>Mon, 05 Apr 2010 06:29:45 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Small Business Q&amp;A with Tim KnoxQ: I'm opening a gift shop and want to be able to accept creditcards. I talked to the branch manager at my bank, but he didn'tseem to know much about how it all worked. He did say that Iwould need something called a merchant account and somethingelse called a credit card processor. Beyond that he seemed asclueless as I am. I'm thinking about going to another bank. Canyou explain how that all works? -- Mary Ann G.A: Mary Ann, I'm going to give your banker the benef...	</description>
	<content:encoded><![CDATA[Small Business Q&amp;A with Tim KnoxQ: I'm opening a gift shop and want to be able to accept creditcards. I talked to the branch manager at my bank, but he didn'tseem to know much about how it all worked. He did say that Iwould need something called &quot;a merchant account&quot; and somethingelse called &quot;a credit card processor.&quot; Beyond that he seemed asclueless as I am. I'm thinking about going to another bank. Canyou explain how that all works? -- Mary Ann G.A: Mary Ann, I'm going to give your banker the benefit of thedoubt and say that a lack of knowledge regarding the specificsof credit card processing is not necessarily a reflection of thebanker's competence. I have found over the years that mostbankers, no matter how experienced or knowledgeable about thebanking business they my be, don't really know much about howcredit card processing and acceptance really works. That'sbecause the task of accepting and verifying credit cardpurchases is handled by third party service companie...]]></content:encoded>
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